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I just finished a chap 13 bankruptcy and is now going through a divorce. Can I qualify for a loan?

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May 25 2011 - Jackson
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If the BK is discharged, and at least 12 months since the filing, and you have 12 months of re-established credit history (since the BK filing), and no missed payments since the BK filing... then yes you can qualify for an FHA, USDA or VA (if you are an eligible Veteran) mortgage as long as you have the required credit score and your debt to income ratio qualifies for the amount of house you are looking to buy.

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May 25 2011
 
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