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This was announced yesterday:NEWS FLASH: Effective immediately FHA financing is available for home buyers with credit scores of 500 and up. Down payment required is based on the home buyer's score as follows:
500-579 allowed with 90% LTV
580-599 allowed with 95% LTV
600 and higher with 96.5% LTV
Seller contribution limited to 3%
Gift funds may not be used for the required 5% or 10% down payment.
Additional requirements regarding debt ratio and reserves will apply for all transactions with credit score below 600Good luck!
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For Sale: $565,000