I just finished paying all my debts on my credit report that were from 2006 when I was having probleI just finished paying all my debts on my credit report that were from 2006 when I was having problems. All collection agencies, no bankruptcy or anything heavy. I just opened a secured credit card account. My score was 545, now I am waiting for it to go up. I already found the home I want. It costs 29,900, and I have steady income and can afford the estimated $161 a month I would have to pay. Does anyone know of a place I can get preapproved from..or do I have to wait for the score itself to actually go up?. And if I have to wait for the score to actually go up, it shouldn't take long because everything is paid off...right? I live in Philadelphia, PaJanuary 15 2011 - North Central00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.