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I just recently locked in (haven't signed anything yet) If rates take a drop (1/4 or more) what are

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February 18 2009 - Thousand Oaks
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Profile picture for acillatem86
yes, they do have a float down option.....they already told me that. What that person was talking about with closing costs doubling is beyond me..........I just went and lookd at the GFE, and nothing doubled.
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February 18 2009
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Yes, ask your lender.  I've heard of some lenders saying that it can drop once without being charged for it.  It's really up to them.
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February 18 2009
Profile picture for KCNTJC
Ask your lender if they have a float down option. Usually it will cost .50 point or more, some lenders don't charge anything.
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February 18 2009
 

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