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You will be eligible for a mortgage and loan amount will depend on the monthly pension amount, and monthly debt payments. With 25% down, a conventional 30,20, or 15 year loan program would be options. This would be time to get pre approved so you can buy and close on a property in Feb/Mar. Go to Find a Pro tab above and locate a few lenders in your area/state. Talk to a few and select one to go forward based on reviewing Profile, Reviews, and your confidence and comfort level. There is no cost and can be done in an hour or less.
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