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I know of a house that may be forclosed, how do I contact the bank to make an offer?

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October 09 - Boylston

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Johnny James, "Palmdale Mortgage"
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Johnny James, "Palmdale Mortgage"

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The bank is not a real estate agent. If there is a house that is in pre-foreclosure and is not listed for sale, start with the homeowners. The term is misleading because you do not own a home until it is paid for. Let's call them borrowers of record. The people responsible for making the payments every month. If they are in a bind and will be going into foreclosure soon, now is a good time to evaluate the situation. You need someone in your corner to help you navigate. If you are trying to do it all by yourself there is a learning curve. You may have to make several offers and go through the process a few times to get the hang of it. If you have more specific questions post them. A lot of us here are for your benefit. TO HELP YOU.

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Brenda_Sutherland
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Brenda_Sutherland

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You can go to the Registry of Deeds and find out who holds the mortgage, then you can call that lender and ask for the REO department. Unfortunetly the odds of you getting any answers from them are slim to none. The house has to go thru the proper channels of foreclosure, then you may see the house listed (if no one buys it at auction) in a few months. Hope this helps.
Keep in mind Foreclosures are "Buyer Beware" it is an as is sale!
Brenda

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Heidi Zizza, "heidizizza"
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Heidi Zizza, "heidizizza"

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The foreclosure process needs to be cpmplete before they can resell it. Then it will come on the market with a foreclosure agent

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Question I know of a house that may be forclosed, how do I contact the bank to make an offer?

Latest answer by Johnny James
October 17

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I know of a house that may be forclosed, how do I contact the bank to make an offer?

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Real Estate Agent

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Question I know of a house that may be forclosed, how do I contact the bank to make an offer?

Related Articles about Home Buying

Guide Real Estate Buyer's Closing Costs

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Guide About First-Time Home Buyer Tax Credit

Guide You've Opened Escrow

Guide Picking the Best Comps

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I know of a house that may be forclosed, how do I contact the bank to make an offer?

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Question I know of a house that may be forclosed, how do I contact the bank to make an offer?

Related Articles about Home Buying

Guide Real Estate Buyer's Closing Costs

Guide List of Closing Costs and Fees

Guide About First-Time Home Buyer Tax Credit

Guide You've Opened Escrow

Guide Picking the Best Comps

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