I live in maine. I have a score of 594, will anyone deal with us without needing 20% down?A mortgage broker told us that no bank will deal with us without a score of 620-640. If FHA lends to 580 or better, how do I get a bank to deal with us with my socre being low? Or was what mistaken in what he told me? September 13 2012 - Bangor00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.