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I locked on 07/29/09 & the int. today a lot lower,but my broker said it was the same int.4.87 true?

Profile picture for mdiaz75
I locked on 07/29/09 & the int. today a lot lower,but my broker said it was the same int.4.87 is this correct?
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August 26 2009 - US
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Profile picture for mdiaz75
for excellent credit of 790 FICO score on $195k loan, how much would it be the int.?  The LTV is 65%.
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August 26 2009
Profile picture for Christopher Jones
Hard to say, but I am personally not quoting the same rate today that I was on the 27th of July.  I'm about .25% lower, though it depends on the program.  Remember the rate lock is an odd duck in and of itself; the Zillow MortgagesUnzipped blog has a post on this subject you might want to read: http://www.zillow.com/blog/mortgage/2009/08/06/but-my-rate-was-locked-wasnt-it/
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August 26 2009
 

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