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Answers (7)
You are going to need lots of cash and a lender who might be able to do a hard money loan - where interest rates are high!
- wetdawgs
- Contributions:26833
Using co-signer assumes that you are qualified for a mortgage, although perhaps at a lower $$ level than your goal. As you currently aren't qualified, I don't think a co-signer would help.
This is a superb time to rent. IN most parts of the country, housing prices are still falling. In this condition, it is a great time to be building up your down payment and your credit score so when the time has passed you will be ready to purchase your dream home.
This is a superb time to rent. IN most parts of the country, housing prices are still falling. In this condition, it is a great time to be building up your down payment and your credit score so when the time has passed you will be ready to purchase your dream home.
- kvat3r
- Contributions:3
Can I get a co-signer?????
- Tracy Larkins, "Cobalt Financial"
- Contributions:649
2 years after a bankruptcy and 3 years after a foreclosure... Hope this helps!
- marvin garcia, "garcia31"
- Contributions:33
I' sorry bout this late answer, 2 years you will be ok, but on your credit is not yust the time work on it ok bye .
- Marvin Hernandez, "Marvinloans"
- Contributions:20
With FHA financing 2 yrs. after discharge of B.K.
Good luck.
Good luck.
- Diane Wheatley, "MoveUpProperties"
- Contributions:44
In a chapter 7 bankruptcy, you can qualify for a new mortgage through Fannie Mae guidelines Four years from the discharge or dismissal date of the bankruptcy action.
In a chapter 13 bankruptcy, you can qualify for a new mortgage through Fannie Mae guidelines Two years from the discharge date and four years from the dismissal date.
In a chapter 13 bankruptcy, you can qualify for a new mortgage through Fannie Mae guidelines Two years from the discharge date and four years from the dismissal date.
I lost my home last year, and filed bankruptcy. How long until I can buy a home?
I bought my home when it was way overpriced, but at the time I thought if I didn't buy "NOW" I'd never get in. Now homes are at a price I can afford...but noone is willing to give me a loan. Any suggestions..I am a single mom and would really love to buy a home for my daughter and I at a more realistic price.
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