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Answers (3)

- Rich Stone, "Rich Stone"
- Contributions:1
We can lend on this scenario as long as the occupant needs the co-signer due to lack of credit or income. We understand that obviously if the occupant was strong they wouldn't need a co-signer.

- Henry Warren, "Henry Warren"
- Contributions:72
FHA will allow for a non-occupant borrower however the occupant borrower needs to be very strong and able to support the loan.
Depending on how much you are putting down might give you other options.
Depending on how much you are putting down might give you other options.

- Robert Lowery, "Bob Lowery"
- Contributions:2097
Most lenders that do FHA loans permit non-occupant co-borrowers, however, you will still need an acceptable credit score and tradelines.
How does your score and credit look? What is the reason for the non-occupant co-borrower?
How does your score and credit look? What is the reason for the non-occupant co-borrower?

I need a Mortgage Lender for in PA. who will allow a non-occupant co-borrower with Excredit
Anyone know anyone? thanks!
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