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OP isn't asking for a Zero Cost loan. He is asking for a Zero point loan with no out of pocket expense. To me this means they would finance their new UFMIP and finance their third party expense. Zero point loan at that rate is very easy to attain, and even Zero Origination (to cover processing and lender fees) should also be easy at 4.25 Note Rate.I disagree on the Nov tax bill. It is due Nov 1 and delinquent after Dec 10. Most servicers will send out the tax bill payment to each county assesor in lump sum right before Dec 10. I don't think that bill will be posted by Nov 30th, it will need to be worked into closing for a Nov Streamline.
Current value is irrelelvant here, Streamline with no appraisal should work here.
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For Sale: $299,000
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