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I was curious what $21,000 principal and $225/mo invested in mutual fund at 9% annual return would grow to in 15 years; take that amount and apply to principal at the 15 year mark; hate to put $21K into an property that will probably be upside down next year
It's fairly easy to build your own amortization schedule in Microsoft Excel.Use the ppmt() function to drive principal payments and ipmt() function to drive interest payments. You can customize the spreadsheet to address any scenarios you want. I can usually generate a new amortization schedule from scratch in about 5 minutes.One thing is that the values returned are negative, so I use the abs() function to make the results more "friendly" (i.e., abs(ppmt()) and abs(ipmt()) ).
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