I need proof of mortgage being paid by "renters"I own a house with my sister, her husband, and my ex-husband. I moved out 5 years ago when my ex and I split but we didn't refinance the house at the time to remove our names from the mortgage (lesson learned). My sister and her husband aren't in a position to refinance because they have a short sale on their credit report that's just 2 years old. Now, I want to buy a house but I can't get approved because my debt-to-income ratio is too high. I need some kind of proof that they are paying the mortgage every month and we aren't. I can't say that they are renting the place from me because I don't get any money out of it, but that's what they are doing. They pay the mortgage every month, they claim the house every year on their taxes, and they get the credit for it.What kind of documentation do I need to present in order to prove that they are paying it so that I can get approved for a home loan? October 14 2013 - West Springfield00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.