I need to modify, mortgage loan, removing a cosignor. What is involved for this?do i need to re-qualify? to date never a late payment Currently owe 70000. from a 94000. loan. Would this be a modification or actually a re-finance?September 18 2011 - Chicago00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.