I need to refinance & do some improvements. Should I refi all or refi and take out home equity?Home value is around $250,000. I'm looking to refinance $155,000 and looking to do about $30,000 in home improvements. Roof, small bathroom & minor kitchen work.November 20 2009 - Clarence00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.