I owe 390K and the home value is now 175KIs there any bank can refinance me? Already declined for 2 loan mods by aurora loan services. Have an excellent credit. Should I foreclose anddestroy my credit? Is there anyone can help me?October 21 2010 - North Las Vegas11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.