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I owe more of my home value how can i refi

  • September 19 2009 - Nestor
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Answers (4)

Or, a big check....correct.
  • September 19 2009
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actually, you can refi even if you owe more than its worth. I did it a year ago, it simply required a really big check from me!
  • September 19 2009
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Freddie Lookup

Fannie Mae Lookup


You can refi if you have a FHA loan via streamline refi without an appraisal.  Or it may be possible with a conventional loan that is owned by Fannie or Freddie via a HARP refi.... You can go to Fannie or Freddie's website to see if you loan is owned by them.  This program allows you to refi up to 125% of the market value.

You can click on the links above to see if your mortgage is owned by them...
  • September 19 2009
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Profile picture for real estate mike
Assuming it's worth more than you owe you can't refi. You could ask your lender for a loan modification, but you must show hardship. best of luck
  • September 19 2009
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