I owe more than my house is worth.Any refi options.I refinanced in 2006. I am paying 7 1/2%. Any way to get a lower rate. Never missed a payment. Wife and I have very stable jobsJanuary 10 2012 - Ambler00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.