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I own a home free and clear, need a small loan about $5000.00

Where or who would I go to get a loan on my house for about $5,000.00. I also have a vacant piece a land. Would it be easier to get a  loan on the house or vacant land?
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April 23 2011 - Cabazon
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Answers (36)

From my experience local credit unions typically have the best deals for smaller loans. Typical mortgage lenders are going to have a minimum loan amounts that are much higher than 5,000
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6 days ago
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July 15
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July 08
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June 27
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June 18
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April 24
This is Mariana Walker from Ohio USA, I wanna advise all those looking for a loan to contact [spam/ad removed by Zillow moderator, see our Good Neighbor Policy].
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April 21
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April 19
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February 26
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January 12
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January 12
Am writing this to inform the public about a lender by name[Spam deleted by Zillow moderator. See our Good Neighbor Policy for guidelines.]
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January 08
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January 08
Hi my name is Addison am from Dublin i just got  my loan of 2500 euro [Spam deleted by Zillow moderator. See our Good Neighbor Policy for guidelines.]
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January 08
Good Day.
I am out here to say something about  [Spam deleted by Zillow moderator. See our Good Neighbor Policy for guidelines.]
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January 08
WELCOME TO BENCH MARK FINANCE

Hello,

Are you in dept? Have you been denied of loan from Bank? Or do you need a
loan to pay off bills? worry no more,Your help comes now, 
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January 08
I would start out with your local credit union.
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December 16 2013
Credit union. They gave almost no fees
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December 16 2013
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Look at lenders like prosper and lending club
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December 09 2013
try to get a HELOC if you can. 
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December 09 2013
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December 09 2013
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December 09 2013

I am a private investor i give out unsecured guarantee loans to Business Men and women who are into Business transaction including [Spam deleted by Zillow moderator.]

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December 02 2013
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Work with this instruction [Spam deleted by Zillow moderator. See our Good Neighbor Policy for guidelines.]
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November 26 2013
Hi Monique24

depending on your credit and income  you should be able to apply for line of credit towards your house. 


good luck 


Omar Khamisa
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November 21 2013
Let's hope that in the 2.5+ years since this question was first asked, Monique got her $5000, and already used it.............and already paid it back!!!




Shola - careful when giving out tax "advice" regarding personal deductions - unless you're a CPA, too.

@united trust - nice spam ! not to worry - zillow will delete you soon!
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November 20 2013
Hello,
I would say it is easier to get a loan on the home and since you own your home free and clear, talk to a mortgage lender to see the advantages and disadvantages of a line of credit versus a mortgage and shop around with at least 2 different lenders to see who is giving you the best bang for your buck!
With either choice you will still gain the benefit of tax write off on the interest you would pay.
Hope this helps!
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November 20 2013
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Hello,
ARE YOU LOOKING FOR A LOAN?
We are certified, trustworthy, reliable, efficient, Fast and dynamic and Remember your financial stability is our concern. low interest rate of 2% A trial will convince you kindly fill and get back to us as fast as possible so that we can process your loan in our company.


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November 20 2013
You could apply for a Home Equity Line of Credit on your home and only use what you need.  I would check with your local bank about this option.
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June 05 2013
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June 03 2013
Related Questions
I own a home free and clear, need a small loan about $5000.00
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