I own my house without a mortgage payment I would now like to do some updates can I get a heloc?I paid off my mortgage over 2 years ago. I recently was diagnosed with myotonic dystrophy and have many different updates that need to be completed before winter. I currently am not working however my fiance and my son are recieving an income of more than tw times the amount of the monthly billsSeptember 25 2013 - Whiteville0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.