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The only thing you can do is hire an attorney to handle you loan mod. What are the specifics, do you already have a low rate, it looks like they took deliquent payments and added to principal balance. Most people do NOT receive principal reductions, it is not the norm of a loan mod. The only thing I can say is you can get a second option, but will need to know all your details.
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For Sale: $199,900
For Sale: $169,900
For Sale: $175,000