I refi-ed 9 years ago w/equity out 4 some tile flooring. Why r refi rates higher 4 me now?Seems like there are higher rates offered than if I had a 'regular mortgage' w'ever, and all anyone tells me is "because Texas".June 19 2012 - Southwest00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.