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Answers (7)
- Ray Blindauer, "SigmaWealth"
- Contributions:246
And if interest rates have improved enough for you to do another zero-cost refinance, it should make it easier to decide to move forward.
- James Peters, "JamesRPetersSr"
- Contributions:98
If it is beneficial to you to refinance again and it is a rate/term refinance there is no waiting period at all. For cash out refinance it is usually 6 months but not always. If you have held title for over a year then it should be no time limit for both.
- Ray Blindauer, "SigmaWealth"
- Contributions:246
I'm not aware of any waiting period for refinancing a conventional loan. Your last mortgage broker or banker most likely will not be able to do it because he or she will be charged back for the lender credit you received, but that will not affect anyone else doing the refinance.
- First Rate Mortgage
- Contributions:1
like wayne said .... 6 months
- wayne lancaster, "funds2"
- Contributions:1177
If it was an FHA streamline refinance you must make at least 6 monthly payments.
- Caveat Emptor
- Contributions:500
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refinancing should be the new national sport.
refinancing should be the new national sport.
None, unless it's a conforming loan amount over $417,000 in which case you have to wait 6 payments.
I refinance my home last month with 0 cc. How many months I need to wait to refinance again?
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