I waited 2 Years after Bankruptcy Discharge to apply for financing. DO I HAVE TO WAIT LONGERr?I have applied at several financial institution and no preapprovals are going through. I have reestablished credit, but one loan officer recommended waiting for several months more so the system can pick up the discharge. Is there any bank that will use another process to determine credit worthiness and may be able to get me preapproved.September 17 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.