Profile picture for bellyflop

I want to know if jumbo conforming loans are available. I only received quotes on regular jumbo loan

Not sure if these loans I have read about are even available. No one has mentioned or offered them.

I also had received a quote from my current lender wamu/chase that had lower monthly payments than any of the quotes I got here by about $500
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 26 2009 - Santa Rosa
We think we've answered this question for you!
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
 
 

Answers (8)

Best Answer
What is your loan amount? In Sonoma County the limit is $520,950.

As far as the payments of Zillow being higher, that is because they include estimated tax and insurance. If you view the details you will see the principal and interest payments.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 26 2009
Do either of you check dates on posts?
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 13 2009
Yes. They are available. If your loan amount is >$417,000 and <$520,950 (the limit in Sonoma County), conforming plus applies to you. What's your loan amount?
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 13 2009
Bellyflop,

Let me know what the loan amount is.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
February 13 2009
Profile picture for Rob Cochems
If you just apply for a 520k loan amount, any decent lender should quote you the right rates.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 26 2009
Profile picture for bellyflop
loan amount is the limit. 520,000. How do I find rates on these "conforming" jumbo loans?
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 26 2009
There are conforming loans, conforming jumbo loans, and jumbo loans.

Conforming loans are up to $417,000. Conforming jumbo loans are more than $417,000 up to a limit set for the county the home is located in. I assume you haven't moved Santa Rosa, so I'm gonna guess it's still in Sonoma County. In Sonoma County, the upper limit for conforming jumbo mortgages is $520,950. That means any loan amount above that amount will be a jumbo mortgage.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 26 2009
bellyflop, chase/wamu is NOT $500 less per month, read responses on both threads from Gregorio.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 26 2009
 
Related Questions
High LTV Refi
Profile picture for Jeff Harris
Latest answer by Jeff Harris
April 09 | 6 answers
what is Tolerance Credit From Broker... Do I have to pay this back to the morgage broker
Profile picture for Justin Sheftell
Latest answer by Justin Sheftell
June 07 2013 | 2 answers
  • Asked by user4489385
  • In Refinance
  • June 07 2013
HOW DO I GET AN ESTIMATE OF MY HOUSE VALUE
Profile picture for Adam B. Manville
Latest answer by Adam B. Manville
February 10 2012 | 4 answers
  • Asked by leeoleal
  • In Refinance
  • February 09 2012
Can I use a newly aquired rental property as income towards a refi?
Profile picture for Benjamin Macaluso
Latest answer by Benjamin Macaluso
October 04 2010 | 3 answers
  • Asked by NorthBayGirl2020
  • In Refinance
  • October 03 2010
Cash Call has offered a 3.875% no points, fees 10 year fixed loan. Any experiences?
Profile picture for Makeitrain
Latest answer by Makeitrain
July 12 2010 | 7 answers
Mortgage Rates
 
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. (undisclosed Address), Santa Rosa, CA Home For Sale
    (undisclosed Address), Santa Rosa, CA 95405

     For Sale: $839,900

    • Beds: 4
    • Sqft: 3008
    • Baths: 3.0
    • Lot: 10890
  2. 166 Courtyards E, Windsor, CA Home For Sale
    166 Courtyards E, Windsor, CA 95492

     For Sale: $220,000

    • Beds: 2
    • Sqft: 980
    • Baths: 2.0
    • Lot: 871
  3. 412 Jane Dr, Windsor, CA Home For Sale
    412 Jane Dr, Windsor, CA 95492

     For Sale: $469,000

    • Beds: 4
    • Sqft: 2061
    • Baths: 3.0
    • Lot: 6063