I was told if I filed forbankrupcy I would have about a two year waiting period to get a small loan.I want to buy a foreclosure now while the market is at bottom and have $5000.00 to put down. I have had great credit till 2009 and I got very ill and could not work to pay my credit cards and medical bills till now I will be on S.S. Disability now at 55 and need someone to loan me the balance for a 10 year period so I can have it paid off when I'm 65. I have not got a credit check yet but I know it's low. Should I file or try to get someone to loan me the balance say $35000.00 or less? Thanks BrianOctober 04 2011 - Saint Petersburg0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.