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I would like to rent, or better yet rent to own a property in san antonio texas

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January 07 - San Antonio
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Answers (3)

It is highly recommended that you either rent OR buy.  When you try to mix the two, as in a lease-to-own, this can be very risky for you, the tenant/buyer.  The majority of licensed Realtors will not even get involved in that type of a transaction.  

In a regular real estate purchase, even though you are paying monthly for the home, you are named on the deed as the homeowner.  In a lease-to-own, you make the payments to the homeowner who remains named on the deed until it's paid off.  In the event of that person's death, or other legal situations that could arise, the contract could be made void by the court.  There are just too many variables to consider.

Contact a mortgage lender.  They will pre-qualify you and let you know how much home you can afford.  Folllow their advice and within short amount of time you will be ready to buy!  Good luck!
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February 26
You may want to check all of the options available for purchasing a home, especially if you are a first-time home buyer.  Texas has a first time home buyers program, and there are others.  If you can truly rule out buying now, then you are better off renting until you are ready to buy.  Rent-to-own is very rare and would most likely require a lawyer writing that contract as we do not have rent-to-own provisions in our standard real estate contracts.
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January 07
Profile picture for wetdawgs
If you wish to find rentals, click on the word "rentals" in the top line and enter your search criteria.

"rent to own" is a very rare category, requires a non-refundable option price of 5 to 30% and the only amount that goes towards ownership is the amount above fair market rent.   If you can't qualify for a mortgage at the end of the contract, you lose all the money.    Do you really want "rent to own"?
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January 07
 
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