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Hi D:The country hick is correct, most definitely when it comes to short sales but not necessarily when it comes to foreclosure. You can find a valuable foreclosure, but once the home is foreclosed, the loan won't be assumable. It's possible to assume most loans; however, you'll still need to qualify for financing. If you have difficulty obtaining lender financing, you may be interested in owner financing. This is when the owner of Real property allows you to borrow directly from them. Most times, however, this will require a large down payment. If you don't have money saved, you'll find it difficult to enter into this type of arrangement. You should really speak to a knowledgeable and reputable lender to see which scenario will fit you best. Good Luck and Happy House Hunting!
Jennifer HenningREALTOR | GREEN Certified
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