IF I buy a house for retirement in Nashville TN area and pay cash. I currently own home in PA with FI am thinking of buying a house for retirement in Nashville TN area and pay cash. I currently own home in PA with FHA financing for past 10 years. So therefore I am not a first time home owner, right? So I am screwed in trying to claim the $8000 gov't. money, right? How can I get the money? Can I put the home in TN in my niece's name since she will be sole heir and will eventually own it anyway? She doesn't own a home but lives in AZ. Does she really have to live in the house in TN to qualify for 3 years? She is a teacher and getting jobs aren't easy right now anywhere so she has to keep the job she has.Is this $8000 out of my hands? Is there a way to get it?????Thanks,Vince September 26 2009 - Allentown0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.