IRRRL Refinance - CaliforniaHello,Anyone know of lenders not requiring appraisals for IRRRL refinance? House Info:Current Value (Zillow) $204,000Purchased (2008) $255,000Mortgage Balance $250,000APR 6.5%My wife and I have great credit and a combined income of approx 110k. We just cant seem to get past the appraisal requirement... any advice is greatly appreciated.-PatriotSeptember 21 2011 - Antioch00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.