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Sometimes beyond our control people can't keep up with their mortgage payments. It does not mean you can't sell your home. You can put your house on the market and try to sell it. If a buyer makes an offer and you can't get what you owe it will become a short sale. Many banks are now considering sales settled even when the sale is considered short of what you owe. You may not need to pay anything. You need to know this is not always true, but if you have a good realtor they can help you negotiate with the bank. A settled debt in my eyes is always better than a foreclosure. AND if your home goes to foreclosure in most cases you can still sell your home and do a short sale or gain cash if you get more than you owe. In South Dakota after your home is foreclosed on you can still stay in your home and try to sell for 180 days after it is foreclosed on. Cheri St. Pierre South Dakota Real Estate Company of Rapid City, SD. If you have further questions feel free to contact me. email@example.com
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For Sale: $149,000
For Sale: $182,000
For Sale: $155,000