If I am underwater on my home -Loan Amount $ 187 K. Home Zestimate $124 K - What are my options? What should I be doing or not doing right now. Sorry am hardly informed about my situation as a home owner but see some valuable opinions out here on the website.November 29 2009 - Coronado00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.