Answers (7)
- Kathryn Wutz, "Kwutz"
- Contributions:28
Hello there-
You still have different options in regards to owning a home compared to renting a home. If you are looking to purchase a home you could purchase on a land contract. This would require a percentage down and then monthly payments, just like a mortgage. You would have a certain amount of years before you were required to get a mortgage and pay off the remaining balance with a mortgage, or sell the home and pay it off. If you are looking to not purchase a home, then your other option is renting. This can be done with or without the assistance of a realtor. Are you looking to stay in Ann Arbor? Or are you looking to possibly live in Washtenaw county, livingston county or Oakland county . I would be more than happy to assist you in any further advice or in finding your next home.
You still have different options in regards to owning a home compared to renting a home. If you are looking to purchase a home you could purchase on a land contract. This would require a percentage down and then monthly payments, just like a mortgage. You would have a certain amount of years before you were required to get a mortgage and pay off the remaining balance with a mortgage, or sell the home and pay it off. If you are looking to not purchase a home, then your other option is renting. This can be done with or without the assistance of a realtor. Are you looking to stay in Ann Arbor? Or are you looking to possibly live in Washtenaw county, livingston county or Oakland county . I would be more than happy to assist you in any further advice or in finding your next home.
Depending on the circumstances you may have a few options. Generally FHA requires 2 years from discharge on a Chpt 7, however some "special circumstances" may lessen that time. Depending on your income and other factors renting a home or apartment isnt unreasonable. Some investors offer rent with an option to purchase. Contact me for additional information.
- Brian Shah, "bsha100"
- Contributions:64
Your only option would be to rent. If you can find someone renting out a house, you will have a better chance of not having your credit pulled. You will need for the bankruptc y to be discharged before you can qualify for a mortgage, and even then you will have some roadblocks.
- MJCLEAN
- Contributions:1084
Find a Rental on craigslist.org ... who ever doesn't pull your credit I'd say is the winner.
- mysql
- Contributions:104
Even renting is problematic. Rentals usually require your credit to be pulled. You might not be able to rent for up to 2 years from many places.
I would say contact a home owner who is renting, rather than an apartment/condo/home from a business.
I would say contact a home owner who is renting, rather than an apartment/condo/home from a business.
- Sam DeBord, "SeattleHome.com"
- Contributions:3471
You'll have to rent for a while.
- Entitlements R Us
- Contributions:175
In a van down by the river
If I file bankruptcy and ruin my credit, where can I live?
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