If I have a 634 credit score can I get a mortgage?I have a 634 credit score and my husband has a 576. He had a repo in 2009, so his credit isn't as good as it could be but he has not had any late payments or bad judgments since the repo. I don't have any late payments, I just have 4 credit cards with balances on them. I know if I paid the balances off that I would have a better score, but I am working on paying them down now. I just want to know about how much we could get approved for, if we could get approved at all. Last year we made about 103,000 together.March 26 2012 - US0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.