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things are tightening up, per fannie mae, in Dec, 45% max, with manuel exceptions to 50%. Manuel, means 1 out of 1oo apporved and not many UWer will risk thier neck on a manuel underwrite.some other tricks, if you have higher credit card interest rates.call up the creditor, ask if you premit auto debt from checking account if they will lower interest rate to something reasonable. i have seen 29% go to 12%. cutting huge a chunk out of monthly expenses.alos,do not get over burdened, make sure your household income can afford the payments.
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For Sale: $343,888
For Sale: $378,000
For Sale: $488,900