If I refinance a vehicle, will it hurt me in trying to get approved to purchase a home?If I refinance a vehicle, will it hurt me in trying to get approved to purchase a home? Credit scores range from 652-722. I have also been told that I need a credit card to show other types of open credit on my credit report. I dont want to make these changes and not be able to purchase a home.August 29 2012 - Greenville0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.