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If I refinanced my loan in 2010 with the same Bank I originated the loan, am I elegible?

Profile picture for BelindaR
I first originated my home loan with Doral Bank in 2003 then I refinanced several time to lower my interest rate, always with the same Doral Bank.  Last time I refinanced was in December 2010.  Am I elegible to request a mortgage restructuring?  I work part time and I am having a hard time making the payments.  I'm not delinquent yet.
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October 12 2011 - Guaynabo
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Profile picture for MortgagePlannerMike
You may be able to do so.  I don't know if there are any differences between the loans here in the US from Puerto Rico, but it never hurts to check with your bank about the eligibility requirement.  I would think that you will just need to provide them documentation whereas what changed in your circumstances (going from Full-time work to Part-time, possibly); and show that you'll be able to repay the loan under a restructured scenario.
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October 12 2011
 

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QuestionIf I refinanced my loan in 2010 with the same Bank I originated the loan, am I elegible?
  • Latest answer by Mike Bjork
  • October 12 2011
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