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Hi There!You have gotten some good answers here, but I have to say it all depends on the situation which is different for everyone. The lender may be able to work something out with you. If you are purchasing another home your credit can be hurt by the short sale so attaching the 2nd to you personally may work. I really cannot stress enough talk to your lender or a local mortgage broker. If you need a referral fell to call & I can give you some names of some really great guys!Good Luck
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