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If a property has been foreclosed is there a way to make an offer directly to the lender?

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If I know a property is going to be auctioned is there a way I can make an offer to the lender and avoid the auction

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April 08 - Naples

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Lisa Reeves, "Lisa Reeves"
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Lisa Reeves, "Lisa Reeves"

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If a property is too close to the auction date - have a realtor watch the listings - most foreclosed properties will have a realtor assigned within the same day and be available around 30 days after the sherriff auction. Let the lender clear title etc and they may give incentives and special financing to buy the house once they own it.

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Michael Emery, "MikeEmery"
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Michael Emery, "MikeEmery"

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Are you talking about the sheriffs auction or the many public auctions of homes that lenders have already acquired and are in the process of liquidating?

If the home has not gone through the sheriffs auction, the lender doesn't own the property. (and you wouldn't want to bid on the house as you may well be buying liens, assessments and other nasty surprises that are attached to the property).

If you are talking about a pubic auction (like REDC) most likely the house was listed by a realtor at some time. Have a Realtor look up the expired listing and contact the agent of record.

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Sam DeBord, "SeattleHome.com"
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Sam DeBord, "SeattleHome.com"

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Until the auction, the lender doesn't technically "own" the property. You can definitely contact the current owner before the auction and try to work a short sale.

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If a property has been foreclosed is there a way to make an offer directly to the lender?

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Related Questions

Question Buyers going after quality and the best bang for the buck nowadays

Question which area in florida is most likely to come back strong quicker for real estate investments?

Question What does a Short Sale mean? What are the risks?

Question How do I add a Open house to my Listings?

Question looking for houses foreclosure only not condos or land or apts. juse houses foreclosures

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