If co-borrowing, do banks take the lowest credit score?I would like to purchase a home, but most homes seem just slightly out of my price range at the moment. I will be living with somebody, and would like their income to count, as it would mean we could borrow significantly more money, but their credit score is very poor due to financial hardship. My credit, on the other hand, is pretty decent. My FICO score is 742 currently. My question is, will I have to borrow alone in order to get a loan, or can their income somehow count, without their credit score ruining the possibility of a loan for us?August 16 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.