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If getting a divorce if husband agrees can i just take him off the loan/title to home? whats process

  • June 25 2011 - Talbott
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Answers (5)

If you are doing the refinance prior to the divorce closing in TN he will have to sign a few documents at closing. You can have him sign the quit claim at the same time
  • June 25 2011
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Refinance is the best way to get him off the loan, then title can be quit-claimed...
  • June 25 2011
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Profile picture for Sharon Lewis

Like most realtors or real estate agents,I am not an attorney, consult one about this question.
You will also need to talk to whoever holds your mortgage.

  • June 25 2011
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Profile picture for SoCal Engr
Getting him off the title should be as simple as having him sign a Quit Claim. However, as Paul, said, you will havve to refi (on your own quals) to get him off the loan.

Just as an FYI...
If I were him, I would not sign the Quit Claim until you've done the refi. No way I'd want to not have some claim but still be on the hook for the mortgage.
If I were you, there's no way I'd refi to get him off the loan without makng sure the Quit Claim will be signed.
  • June 25 2011
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You will likely have to refinance and qualify on your own to get him off the current loan. At close of the refi you could scratch him off title as well (assuming he agrees/signs stuff).

^^^Ask your attorney what you should do.

best to ya

  • June 25 2011
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