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Answers (4)

- Torrey Merriel, "tmerriel"
- Contributions:11
Hello,
I am a Mortgage Broker in California and have access to 60 different lenders. Call or email me if you would like my help. There are a few options for you with and without Mortgage Insurance.
Best Regards,
Torrey Merriel
I am a Mortgage Broker in California and have access to 60 different lenders. Call or email me if you would like my help. There are a few options for you with and without Mortgage Insurance.
Best Regards,
Torrey Merriel

- David Tapper, "DavidTapper"
- Contributions:171
Talk to a professional Mortgage Banker. If you need a referral, try contacting Holly.Brand@wellsfargo.com or 650-270-4800. You may qualify for a loan with 3.5-5% down.
Best of luck.
Tap
Best of luck.
Tap

- Steve Manos, "agent007gold"
- Contributions:12
It is possible to get a low rate with a 637 credit score depending on lender and program.
I noticed that you are from San Francisico, a "high rent" area. Your purchase price may play a major factor in determining your interest rate. Keep an eye on the Congressional decision next month on whether or not the loan limits are extended or even made permanent.
Hope that helps.
I noticed that you are from San Francisico, a "high rent" area. Your purchase price may play a major factor in determining your interest rate. Keep an eye on the Congressional decision next month on whether or not the loan limits are extended or even made permanent.
Hope that helps.

- Metamery Simon, "Metamerysimon"
- Contributions:1
Hello there,
You can definitely get a low interest rate with that fico score. Due to the debt ceiling crisis in the economy interest rates have plummeted. With your 15% down payment you can definitely get a 30 yr fix mortgage @ 4.00% - 4.25%. Please contact me for further details and questions.
You can definitely get a low interest rate with that fico score. Due to the debt ceiling crisis in the economy interest rates have plummeted. With your 15% down payment you can definitely get a 30 yr fix mortgage @ 4.00% - 4.25%. Please contact me for further details and questions.



If my credit score is low 637 can I get a low interest rate? I have 15% of downpayment
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