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If refinancing under HARP loan does monthly taxes and insurance have to be included?

Profile picture for Jsilvey10
Right now I pay once a year on each. Just wondering..Thanks
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August 30 2010 - Eagle Point
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Profile picture for Cascade Pacific Mtg
If you are looking at the HARP program, likely that your loan to value ratio is such that most lenders are going to insist upon escrow/impound accounts.  The exception might be if you go directly with your current lien holder, if they are not collecting they may not require new impounds
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August 30 2010
Profile picture for Andy W. Harris CRMS

Typically only if your loan to value is over 80%, as with most transactions.

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August 30 2010
 

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