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Answers (4)
- George Raymondo, "The Loanranger"
- Contributions:144
If Wells Fargo can't do it, we can at 3.5% down providing you can qualify for the payment.
Best of Luck!
www.AFN-loans.com
Best of Luck!
www.AFN-loans.com
- deboesl
- Contributions:1
We have gotten a loan through Wells Fargo for a mobile with land. Give them a call.
- ConnieK_Oklahoma
- Contributions:2899
there are lenders that will do FHA loans on mobile homes that pass foundation/structural inspection but mostly these are doublewides and not that old. On those loans you typically need to put 3.5% down.
Your credit score is good, but the home is old. talk with a lender directly about it if you want to buy that. I also don't recommend getting a mobile if you are plannign to sell it someday as they are hard to resell but if you plan to stay in it until it's not liveable and you have a plan for the land after that..(build etc) then go for it.
that seems like a LOT of money for an old mobile home unless there is a lot of land there too. I'd get a CMA (not a zestimate) from someone local on that. and I'd talk with a local lender about how they can help.
maybe you can even work something out with your mom...where there is a a payment to her through the bank ...
Your credit score is good, but the home is old. talk with a lender directly about it if you want to buy that. I also don't recommend getting a mobile if you are plannign to sell it someday as they are hard to resell but if you plan to stay in it until it's not liveable and you have a plan for the land after that..(build etc) then go for it.
that seems like a LOT of money for an old mobile home unless there is a lot of land there too. I'd get a CMA (not a zestimate) from someone local on that. and I'd talk with a local lender about how they can help.
maybe you can even work something out with your mom...where there is a a payment to her through the bank ...
- Michael Marsman, "michaelmarsman"
- Contributions:51
I would suggest that you not buy a mobile home. You already know it is more difficult than buying a stick built home. Lenders have been tightening or eliminating mobile programs for years. In the future it may become even harder. Do you really want to buy something that you will have a very hard time selling in the future?
If the land/mobile home are privately owned, who would I talk to about financing it?
24112 20th ave. S. Des Moines, Wa 98198.
I'm not even sure if she's going to sell it for sure, or if she just wants me and my kids out.
Thanks for any and all help, Rhonda
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