If we have locked a rate with a lender are we legally obligated to use them?We locked in at 4.625% now the rates are almost half a % lower. It would save us alot of money to get the better rate.August 28 2013 - Manassas00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.