Close

See current mortgage rates on Zillow Mortgage Marketplace

Ihave a disabled child an Ihave a disabled roomate.

Profile picture for GingerGrimes
were looking for at a house in baldknob thats 88,000 do I qualify for fha  loan?All together the income is 1,396.

  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 20 - Bald Knob

Replies (3)

Profile picture for Tug of War
Have you look here to see if anything might help..Disability.Gov

"This section of Disability.gov has information about housing vouchers, places to search for a house or apartment, making a home accessible, and supportive housing that can help people with disabilities live independently in their communities. You'll also find information about the Fair Housing Act and how to file a housing discrimination complaint. Visit Housing Options for more information and resources. You can also look for information in your state."

"HUD-approved housing counselors can talk to you about your situation and help you decide which mortgage options might work for you."..Buying a Home

Provided by the Federal Gov..Find the Right Loan, you can search for specific information, compare options, or take a short questionnaire to determine your eligibility for each program. GovLoan.com

Good Luck
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 20
If you had no other debt at all, your ratios would be around 46% just for the principal, interest, tax and insurance. I suppose it's possible you could qualify but you haven't given enough information. 

On a side note. There is really a place called "Bald Knob"?
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 20
Profile picture for Julann Carney
Hi Ginger,
Being approved for a mortgage isn't always just about your income. My best advice would be to contact a local lender to see which type of loan you could qualify for. You may want to also consider a rural development loan as it does not require a down payment like an FHA loan. FHA loans require a minimum downpayment of 3.5% of the purchase price. Rural development loans also allow for a little higher debt/income ratio. There may be some parts of Bald Knob and surrounding communities that could qualify for a rural development loan.
Go to a local bank in your area and speak with a loan officer. That will help to guide you as to which loan may be best for your particular needs.
Good luck!
Julann Carney
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
January 21
 
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

Have a question? Ask it here.

What's this?
Close

By starting a discussion, you can expect more of an interactive, back-and-forth experience where the conversation can go in many different directions.

Or start a discussion
Related Discussions
Profile picture for Julann Carney
DiscussionIhave a disabled child an Ihave a disabled roomate.
  • Last reply by Julann Carney
  • January 21
Compare Mortgage Rates
Be A Good Neighbor

Zillow® Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy