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Replies (3)

- Tug of War
- Contributions:1968
Have you look here to see if anything might help..Disability.Gov
"This section of Disability.gov has information about housing vouchers, places to search for a house or apartment, making a home accessible, and supportive housing that can help people with disabilities live independently in their communities. You'll also find information about the Fair Housing Act and how to file a housing discrimination complaint. Visit Housing Options for more information and resources. You can also look for information in your state."
"HUD-approved housing counselors can talk to you about your situation and help you decide which mortgage options might work for you."..Buying a Home
Provided by the Federal Gov..Find the Right Loan, you can search for specific information, compare options, or take a short questionnaire to determine your eligibility for each program. GovLoan.com
Good Luck
"This section of Disability.gov has information about housing vouchers, places to search for a house or apartment, making a home accessible, and supportive housing that can help people with disabilities live independently in their communities. You'll also find information about the Fair Housing Act and how to file a housing discrimination complaint. Visit Housing Options for more information and resources. You can also look for information in your state."
"HUD-approved housing counselors can talk to you about your situation and help you decide which mortgage options might work for you."..Buying a Home
Provided by the Federal Gov..Find the Right Loan, you can search for specific information, compare options, or take a short questionnaire to determine your eligibility for each program. GovLoan.com
Good Luck
If you had no other debt at all, your ratios would be around 46% just for the principal, interest, tax and insurance. I suppose it's possible you could qualify but you haven't given enough information.
On a side note. There is really a place called "Bald Knob"?
On a side note. There is really a place called "Bald Knob"?

- Julann Carney, "Julann Carney"
- Contributions:208
Hi Ginger,
Being approved for a mortgage isn't always just about your income. My best advice would be to contact a local lender to see which type of loan you could qualify for. You may want to also consider a rural development loan as it does not require a down payment like an FHA loan. FHA loans require a minimum downpayment of 3.5% of the purchase price. Rural development loans also allow for a little higher debt/income ratio. There may be some parts of Bald Knob and surrounding communities that could qualify for a rural development loan.
Go to a local bank in your area and speak with a loan officer. That will help to guide you as to which loan may be best for your particular needs.
Good luck!
Julann Carney
Being approved for a mortgage isn't always just about your income. My best advice would be to contact a local lender to see which type of loan you could qualify for. You may want to also consider a rural development loan as it does not require a down payment like an FHA loan. FHA loans require a minimum downpayment of 3.5% of the purchase price. Rural development loans also allow for a little higher debt/income ratio. There may be some parts of Bald Knob and surrounding communities that could qualify for a rural development loan.
Go to a local bank in your area and speak with a loan officer. That will help to guide you as to which loan may be best for your particular needs.
Good luck!
Julann Carney
Ihave a disabled child an Ihave a disabled roomate.
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