Im thinking about going through a builder and have questions...i am thinking about going through the builder adair homes, i having been talking to one of the people there and he said that the construction loan is 0% down and that the lender will only lend 75% of the appraised value of the house. So i guess my question is: is the construction loan a one time loan? and what happens if the home doesnt appraise at what we need it too? the home will take an estimated amount of $147,000 so it would need to appraise at $200,000 right? i hope that all makes sense - ThanksAugust 16 2009 - Vancouver1YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.