Profile picture for chiconmilo

In order to refinance $232,000.00,what does my house have to appraise at? I do not want any cash bac

  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 30 2009 - Bethlehem
We think we've answered this question for you!
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
 
 

Answers (12)

Profile picture for chiconmilo
If my taxes are around $3,000.00,what would the PMI be and what woud be the final payment a month???
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 15 2009
Contact Joe, he's in your neck of the woods and will take great care of you!

I'm not sure about PA, but out in CA, it would require 89.99% LTV to get a conventional loan without either escrow impounds or MI. You would need an appraisal of $257,806.42 ... approximately!  :)
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 02 2009
Profile picture for chiconmilo
Thank you so much for all the info! You guys have been so helpful!
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 02 2009
FHA rates are in the high 4's right now without any points.  One thing to keep in mind is that you will be required to escrow your taxes and insurance with your mortgage payment and there will be mortgage insurance.  With an FHA loan there is no way around either of these things.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 02 2009
Profile picture for chiconmilo
What are the FHA rates like? And how much would my payments be with no PMI and no city taxes,included for $237,340.15?
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 02 2009
Profile picture for chiconmilo
I like the sound of$237,340.15!! We gave a great credit score. Does My house have to come in around $250,000,00 or could it be lower? I want to do better than the rate we have of 6.5%
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
December 01 2009

Can depend on many things... LTV, DTI, MIP just to name a few.

  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 30 2009
$237,340.15 for an FHA loan.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 30 2009
Profile picture for chiconmilo
I checked both and neither one has my loan?? I really appreciate all of your help.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 30 2009

Okay, but is it any of the loan I listed, or owned by Fannie or Freddie?  There are programs that allow for higher LTVs.

These sites can help you find out if your loan is owned by Fannie or Freddie:

Fannie Mae Lookup

Freddie Mac Look Up


Most conventional programs only go up to 90 or 95% of the market value, but if you have one of these loans, you may qualify for even higher.


  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 30 2009
Profile picture for chiconmilo
My current loan is through HSBC.
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 30 2009
Can you give us more details?  Is it a FHA or VA loan?  Is your loan owned by Fannie Mae or Freddie Mac?
  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
November 30 2009
 
Related Questions
In order to refinance $232,000.00,what does my house have to appraise at? I do not want any cash bac
Profile picture for chiconmilo
Latest answer by chiconmilo
December 15 2009 | 12 answers
  • Asked by chiconmilo
  • In Mortgage
  • November 30 2009
rate:x%. APR:y%. y-x=0.75%. FHA 30 yr fixed 3% down 760+. Told that diff due FHA UMIP. is this ok?
Profile picture for Clay Branch
Latest answer by Clay Branch
December 09 2009 | 5 answers
How does one party keep the mortgage in a divorce?
Profile picture for coffebrk
Latest answer by coffebrk
December 19 2008 | 1 answers
  • Asked by lsgr
  • In Mortgage
  • December 17 2008
Mortgage Rates
 
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.

Homes for Sale
  1. 1867 Eastman Ave, Bethlehem, PA Home For Sale
    1867 Eastman Ave, Bethlehem, PA 18018

     For Sale: $239,900

    • Beds: 4
    • Sqft: 2860
    • Baths: 2.0
    • Lot: 479160
  2. 77 W Ettwein St, Bethlehem, PA Home For Sale
    77 W Ettwein St, Bethlehem, PA 18018

     For Sale: $109,876

    • Beds: 3
    • Sqft: 1400
    • Baths: 1.0
    • Lot: 2090
  3. 3025 Shakespeare Rd, Bethlehem, PA Home For Sale
    3025 Shakespeare Rd, Bethlehem, PA 18017

     For Sale: $136,500

    • Beds: 3
    • Sqft: 1387
    • Baths: 2.0
    • Lot: 8712
 
 
 
Sign in with Google