Indiana Mortgage approval with a median fico of 620-630Hello, I am a first time home buyer and also a teacher ( I do not know if this matters at all). My median credit score is hovering at 620-630. I do have 6% down but not much over that. My income is $4300 per month and my long term debts are $515 (a car note that my wife pays and she has separate income) I wanted to know if anyone knows of a mortgage company that would or could assist my family? I do have 2 collections on my Eq report, 1 that is being reported on Transunion, and three on my EX credit reports( they are unpaid, disputed and some are duplicates)I am seeking a $190,000 to $220,000 mortgage approval.I do have a family member that is willing to go on the note who has 720+ credit scores and a income of $1550 with only one debt a $50 cc payment.Could I get approved or should I wait to apply ( I have ALOT of inquires due to shopping around for a mortgage and trying to get credit established)Also I have been with my current employer 5 months, but I was employed as a teacher with my previous employer for 15 years!Any suggestions?January 28 2014 - Fishers00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.