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Investment Property Refinance

Profile picture for ital1077
I'm looking to refinance my investment property in which I have enough available cash to increase my equity to 20%.  However, all the lenders I have spoken to require a 75% LTV.  My credit score is near 800.  Are there any lenders that still refinance investment property w/ an 80% LTV?
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1Yes

March 23 2009 - Hamden
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Answers (5)

Profile picture for JasonKlecak
Does anyone know of a bank that is doing a large amount of investment property cash out refinances in Las vegas?
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August 13 2011
Profile picture for valamach
Yes there are!  800 credit score shouldn't be a problem. Where is your properties located?

Bill Jur
[content removed by moderator for being self-promotional]
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June 25 2009
Profile picture for Evan LeFloch
When I said there's one bank doing them, I meant to 80% on investment refis.
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1Yes

March 23 2009
Profile picture for Evan LeFloch
You need a non-conforming loan because Fannie/Freddie only go to 75% on rate/term investment refis.

There is only 1 bank doing them.  The rate is 4.5%-5.125%, 30yr Fixed, depending on how many points you wish to pay.  1-4 family homes OK. [self-promotion, removed by moderator]
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1Yes

March 23 2009
Profile picture for LUXURY HOME LOANS CA
1077,

You may find someone in your area. It will have to be one unit with a conforming loan amount. You have a more than sufficient credit score. ... Good luck, Rudi
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1Yes

March 23 2009
 

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