Is 2.5 points for a 353,000.00 loan and a interest rate at 4.5 to high?My loan is for 353K. I was quoted 4.5% interest rate w/ 2.5 points. No orig fee. Credit scores 750 - 720. House appr. for 440,000.00. Is this to high ? What is the going rate for this type of loan? It is about 81% ltv. May 17 2009 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.